Privacy Policy

1. Introduction

Wesley (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform and services.

Please read this Privacy Policy carefully. By using Wesley, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

Personal Information

We collect information that identifies you as an individual, including:

• Name and contact information (email address, phone number)
• Account credentials and authentication data
• Company information and business details
• Payment and billing information
• Government-issued identification (when required for compliance)

Financial Information

When you connect your financial accounts, we collect:

• Bank account information and balances
• Transaction history and details
• Credit card information
• Investment account data
• Financial statements and documents you upload

Usage Information

We automatically collect information about how you interact with our Service:

• Device information (IP address, browser type, operating system)
• Log data and analytics
• Cookies and similar tracking technologies
• Features you use and actions you take
• Performance and error reports

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and manage your account
• Analyze your financial data to provide insights and recommendations
• Communicate with you about your account and our services
• Send you marketing communications (with your consent)
• Detect and prevent fraud, security breaches, and other illegal activities
• Comply with legal obligations and regulatory requirements
• Enforce our Terms of Service and other agreements
• Develop new features and services

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share your information in the following situations:

Service Providers

We share information with third-party service providers who help us operate our business:

• Payment processors (Stripe) for billing and payments
• Financial data aggregators (Plaid) for account connections
• Cloud storage providers for data hosting
• Analytics providers to understand service usage
• Customer support tools

Legal Requirements

We may disclose your information when required by law or in response to:

• Court orders, subpoenas, or other legal processes
• Government or regulatory requests
• To protect our rights, privacy, safety, or property
• To protect against fraud or illegal activities

Business Transfers

If Wesley is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change.

With Your Consent

We may share your information with your explicit consent or at your direction.

5. Data Security

We implement appropriate technical and organizational measures to protect your information:

• Encryption of data in transit and at rest
• Regular security assessments and audits
• Access controls and authentication requirements
• Employee training on data protection
• Incident response procedures
• Compliance with industry standards (SOC 2, PCI DSS where applicable)

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your information for as long as necessary to:

• Provide our services to you
• Comply with legal obligations
• Resolve disputes and enforce agreements
• Maintain business records for analysis and auditing

When you delete your account, we will delete or anonymize your personal information, except where we are required to retain it by law.

7. Your Rights and Choices

You have certain rights regarding your personal information:

Access and Portability

You can access and download your data through your account settings or by contacting us.

Correction

You can update or correct your information through your account settings or by contacting us.

Deletion

You can request deletion of your account and personal information, subject to legal requirements.

Marketing Communications

You can opt-out of marketing emails by clicking the unsubscribe link or updating your preferences.

Cookies

You can manage cookie preferences through your browser settings, though this may affect functionality.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your own. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

9. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal information we collect, use, and disclose
• The right to delete your personal information
• The right to opt-out of the sale of personal information (we do not sell your data)
• The right to non-discrimination for exercising your privacy rights

10. Children's Privacy

Wesley is not intended for use by children under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have collected information from a child under 18, we will delete that information promptly.

11. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the “Last updated” date. Your continued use of Wesley after changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

For data protection inquiries or to exercise your rights, please email privacy@wesley-ai.co with your request. We will respond within 30 days.